Prepare the Home Town Instant White Rice according to package instructions. Set aside.
In a large skillet over medium heart, cook the ground beef and diced onions until the meat is browned and the onions are soft. Drain excess grease.
Add the Campbell's Tomato Sauce and Campbell's Red Beans to the skillet with beef and onions. Stir well and let simmer on low heat for 10 minutes.
Warm up the Home Town Spicy Refried Beans in a saucepan or microwave until smooth and hot.
Assemble! Put Frito's in a large bowl and pour in meat, beans, and cheese. Enjoy!